Pacific gate Lending CALIFORNIA
CONSUMER PRIVACY ACT NOTICE AT COLLECTION

Last Updated : April 1, 2023

Under the California Consumer Privacy Act (CCPA), California consumers may be entitled to certain notices and disclosures regarding the collection and use of their Personal Information. This page included to provide the Notice at Collection required under the CCPA.
We may collect Personal Information from you and use it for specified purposes. For a list of Categories of Personal Information that we collect and the Purposes for which we use such Personal Information, please see the below.


Categories of Personal Information We Collect

We collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (personal information). In particular, in the preceding 12 months, the information we have collected includes the following categories of personal information about Consumers:

  1. Identifiers
  2. California Customer Records (per the Cal. Civ. Code § 1798.80(e))
  3. Protected classification characteristics under California or federal law
  4. Commercial information
  5. Biometric information
  6. Internet or other similar network activity
  7. Geolocation data
  8. Sensory data
  9. Professional or employment -related information
  10. Non-public education information (per the Family Educational Rights and Privacy Act(20 U.S.C. Section 1232g,34 C.F.R. Part 99))
  11. Inferences drawn from other personal information

Categories of Source from which We Receive Personal Information

We obtain the categories of personal information listed above about consumers from the following categories of sources:

  • Directly from you or your agent when you or your agent submit the information to us
  • Advertising Networks
  • Internet Service Providers
  • Data Analytics Providers
  • Government Entities
  • Operating Systems and Platforms
  • Social Networks
  • Consumer Reporting Agencies or Consumer Data Resellers
  • From other 3rd party service providers with which we contract

Our Business or Commercial Purpose for Collecting or Using Personal Information

We or our service providers use your personal information for our operational purposes, or other notifi ed purposes, which uses we strive to ensure are reasonably necessary and proportionate to achieve our operational purposes for which we collect your information in the first place, or for which we process your information, or for another operational purpose that is compatible with the context in which we collect your personal information

Categories of Third Parties with whom We Share Personal Information

Please note that we may also disclose all personal information as described in the “Who Do We Share Your Information With?” section of the Privacy Policy.

How We Use Information

We may use collected information to :

  1. Deliver the products and services you requested
  2. Improve customer service
  3. Improve our Site
  4. Personalize your user experience
  5. Communicate with you about products or services that may be of interest to you
  6. Manage our business

We do not sell your Personal Information.

Our California Consumer Privacy Act Policyis available for review or download.
If you have any questions about this Notice at Collection or how we handle your personal information, please contact us at info@pacgatelending.com or call us at 213-426- 1118.